Wells Fargo will not start the closing process if you have pending deposits or other outstanding items on your account like legal claims or disputes. There must be nothing pending on the account The bank continues to charge fees until they receive a closure request.Ģ. ⚠️ On that note, when you bring your balance to zero, be sure to close the account before any applicable fees hit-like monthly service fees or overdraft fees. The best option is to transfer any remaining funds to another account and then close it. You can close it at a positive balance, but there may be a charge for a cashier’s check based on the type of account. Wells Fargo will not allow you to close an account with a negative balance-overdrawn account. You can’t have a negative balanceīefore you close your account, the balance must be positive or at zero.
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